The traceability of the digital renminbi will also allow China to crack down on criminal activities, such as money laundering and tax evasion. The digital renminbi adds another aspect to the Chinese surveillance state, which already utilizes hundreds of millions of facial recognition cameras to monitor its population.
Having complete control of the digital renminbi, the Chinese government can block transactions and issue fines in real-time. The digital renminbi has three major advantages over e-payment companies like Ant Group and Tencent. First, as mentioned earlier, the digital renminbi will not require a bank account to hold or use. Next, users will not have to be online to transfer digital renminbi, unlike e-payment platforms.
Finally, companies must invest in technologies compatible with the digital renminbi since it must be accepted as legal tender. The digital renminbi could greatly benefit the 1. For this reason, along with its stability and liquidity, the digital renminbi could quickly become adopted by developing countries in Latin America and Africa.
Furthermore, the digital renminbi can increase the speed and efficiency of international person-to-person money transfers, which usually takes a couple of days. Lastly, the digital renminbi may gain popularity in countries crippled by U. Worryingly, the ambiguity of the digital renminbi can allow those with U. These platforms trade wallet sovereignty for the ability to execute trades in their own exchange at a much lower costs than signaling them out to the network, facilitating a P2P transaction.
Other firms, such as Coinbase COIN are offering software that lets users self-host "non-custodial" wallets. This returns control over the wallet to the user, allowing them to directly own the coins. These types of systems are popular in China where there is a real risk of confiscation. They sometimes involve elaborate and sophisticated hardware solutions.
The complexity of the crypto brokerage services that have been built on top of the bitcoin network shows how quickly cryptocurrencies are maturing. A lot has changed in the last three years. The internet developed its own currency; now it is ironing out its own banking system. Their argument is usually that because it takes approximately 10 minutes for a bitcoin block to clear, bitcoin could never be used for practical purposes. Apparently these are people who have never used Fedwire to send money before.
A tap-to-pay system offered via Gemini, Image Source: Gemini While we have certainly argued that bitcoin currently makes more sense as a reserve asset , the aforementioned wallet hosting services have also developed applications that allow users to pay with bitcoin and other cryptocurrencies at most PoS machines that accept tap-to-pay. This is the vast majority of them.
Some companies even offer physical debit cards connected to bitcoin. This adds liquidity to their exchange network because there are transactions looking to swap crypto for cash, giving them more volume to make a market. In summary, the sophistication of the applications built on top of bitcoin have reached a point where they have solved these early scalability issues of bitcoin. This is why bitcoin reins supreme. Other coins may offer protocols with faster transactions or more privacy, but bitcoin has been able to attract the best developers.
This developer community works solve bitcoin's challenges. It's important to note that bitcoin is more or less a democracy managed by a developer and mining community. There have been several changes to bitcoin's protocols intended to improve speeds and scalability.
There will be more in the future. People often do not consider this when discussing bitcoin's current limitations. Needless to say, you can pay with bitcoin at any given Starbucks. Bitcoin is anonymous This is sort of true, but with several caveats. Astute readers will note that we wrote an entire article on the fact that the IRS is decrypting private wallet ID's. This capability is only in the hands of a few, but if you own a "hosted" wallet, then you have a financial account at a registered firm that was never anonymous in the first place.
Depending on how they are set up, self-hosted wallets may offer a solution that preserves privacy in a way that hosted wallets do not. But how does someone make a non-anonymous purchase that preserves the anonymity of their wallet address? This is a significant challenge. Anonymity is only as good as the anonymity of your wallet address, because the blockchain is a complete record of all transactions that anyone can look at.
Some developers have attempted to solve this issue by adding new tools to the application layer built on top of bitcoin, such as the Lightning Network. The Lightning Network essentially scrambles identities with an off-blockchain mesh network of payment channels that ultimately settles on the blockchain once the channels are closed. It's sort of like a computer science version of thimblerig. Bitcoin is bad for the environment This one has crept up recently and it's really not clear where this myth came from.
Because Bitcoin's supporting infrastructure requires so much power, bitcoin miners typically operate in areas where electricity is cheap. This means most bitcoin mining is powered by renewable sources, most often hydro, in remote areas.
Renewable energy is so key to bitcoin that mining hash rates have seasonality factor tied to the rainy season in the Sichuan region of China. Other popular areas for mining include Iceland, where there is an abundance of cheap geothermal power.
Bitcoin will max out at 21M coins Now we are entering into the realm of opinion, but strictly speaking this is not a certainty. It's possible that bitcoin will maintain its original design and max out at 21M coins, but it is also possible that the bitcoin community will elect to adopt a new protocol that will enable more coins to be created at a similar pace to what exists today. We expect this to be an area of significant debate in the future.
There is a massive amount of hardware around the world that is "mining bitcoin", creating security that impenetrable in all but the most hypothetical scenarios. If the reward is not high enough to support this infrastructure when bitcoin automatically converts to a transaction fee system, it could weaken bitcoin's imperviousness.
These bitcoins aren't "lost" as all bitcoins can be immediately located on the blockchain by anyone at any given time. People have just lost access to these bitcoins because they have lost or forgotten their private keys needed to access the corresponding wallets for those bitcoins. The Govt. But no one ever bothers to explain how exactly they would do this or on what authority. Not only have some influential policy makers, such as the IMF, taken a laissez-faire view of cryptocurrencies , but the SEC commissioner said it would be difficult to ban.
BITCOIN WALLET DONATIONS
Instructions will be posted when the mailboxes are created. If you wish to copy email in a resource account from the Baruch servers to M, you should designate one person with access to the mailbox to do the transfer. Recording Available A recording of the March 31st information session is now available at this Dropbox link. Slides are available here. What is being done? On Tuesday, May 3rd, Baruch College is replacing our current Microsoft Outlook email system for faculty and staff with Microsoft M , a cloud-based email system that will greatly expand our capacity to store, share, and synch work files with students, faculty, and staff from a variety of devices.
Moving to M will reduce our dependence on on-campus resources, increase reliability and availability of our email, and allow us to take advantage of newer features that Microsoft offers. Please note that only faculty and staff including retirees with email access will be making this transition. Students have been on Microsoft email for over ten years and their email system is not changing. What happens to new email messages addressed to my Baruch. Your email address will not change.
All new incoming email addressed to your existing Baruch. You will know that cutover has happened for you when you receive a final email in your Baruch College mailbox stating where to find new messages addressed to you.
To clarify, email sent to your Baruch. Any email sent to your Baruch. Will my email address es change? Your email address will remain the same firstname. If you have email aliases from previous Baruch email systems or for other reasons those aliases will also be moved over to the new system. Email addresses for departmental and resource accounts will also be mapped from the current Baruch system to the new system.
The system and login credentials you use to access your email will change. You will no longer use your Baruch Username AD account credentials to access your email. You will use your CUNYfirst login credentials firstname. Why is it changing? Currently, our email client system operates on local servers located at the college. Network congestion, service provider service interruptions, hardware issues, unplanned network outages caused by electrical blackouts, and other circumstances that are out of our control have placed a large strain on our system.
This strain has led to more frequent service interruptions than we find acceptable. Microsoft is developing new features for email in M first and is able to scale for performance and reliability in a way that we cannot. Cloud-based email is the standard for nearly all organizations moving forward and has become the standard way to provide email in higher education. What are the benefits? When will I have access to the new Microsoft Office cloud mailbox?
The transition to M will take place in the following stages. At this time your firstname. From Monday, April 25th, through Tuesday, May 3rd, email will continue to go to your Outlook inbox as we prepare for the transition. This is the time you can configure your personal mobile devices to access your CUNY M mailbox, and you can start copying over calendar events and emails from your Baruch. On Tuesday, May 3rd after 9am , new email will start flowing into your M mailbox.
Your Baruch Outlook mailbox will remain available for reading and moving old email, but it will no longer receive new email. How do I access my Office Cloud Mailbox via the web? LastName login. Open your Outlook app to view new email. Please note that you will no longer receive mail in your old Baruch mailbox after cutover. You will be able to start accessing the cloud mailbox about 10 days before cutover.
You will still be able to access content from the Baruch. You can migrate messages or folders from the Baruch. Outlook for Windows will not allow the old and new email accounts to exist reliably in the same profile so you may not be able to drag and drop between systems. Outlook for Mac may still allow both servers to be visible.
No, your old emails will not automatically be migrated to the new system. If you wish, you may copy some or all of the content to Microsoft email. Windows users can create a PST backup of their Baruch email and import it into M; you can in fact do this multiple times and only changes will migrate each time. Transition to Microsoft Email Platform Transition to Microsoft Email Platform Dear Faculty and Staff, We are pleased to announce that Baruch College is replacing our current Microsoft Exchange email system with Microsoft M , a cloud-based email system that will greatly expand our capacity to store, share, and synch work files with students, faculty, and staff from a variety of devices.
All CUNY campuses are moving to Microsoft , and Baruch is fortunate to be among the first colleges to make this transition. The change is mostly on the backend. Our current email is hosted on Microsoft Exchange servers running at Baruch. Moving to M will reduce our dependence on on-campus resources, increase reliability and availability of our email, and allow us to take advantage of newer features that Microsoft offers. However, if you currently read email from your personal devices, you will need to enter in the new server address.
BCTC will help you with this as described below and we have scheduled time leading up to the transition to do this. M Opportunities to Learn More We have developed numerous ways for you to learn more prior to the transition, and to optimize M afterwards. M Transition FAQ page : This resource area provides answers to questions that we anticipate you may have. Please visit frequently for updates.
Transition Liaisons will also be able to guide you through migration of items from the Baruch mail system to M, and guide you through specific business issues you might have. Drop-in Zoom Sessions: Over the next few weeks, BCTC will be hosting a series of Zoom drop-in sessions that you can join to see a project overview and to have your questions answered.
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New email until May 3rd will continue to go to your baruch. Keep in mind that even though you use your login. Once we cut over on May 3rd your firstname. Resource Mailboxes All resource mailboxes currently active will be available on the new system, and will be created on M in the next few days, with all delegations preserved. Users will be able to add their resource mailboxes to Outlook as they have in the past. Instructions will be posted when the mailboxes are created.
If you wish to copy email in a resource account from the Baruch servers to M, you should designate one person with access to the mailbox to do the transfer. Recording Available A recording of the March 31st information session is now available at this Dropbox link. Slides are available here. What is being done? On Tuesday, May 3rd, Baruch College is replacing our current Microsoft Outlook email system for faculty and staff with Microsoft M , a cloud-based email system that will greatly expand our capacity to store, share, and synch work files with students, faculty, and staff from a variety of devices.
Moving to M will reduce our dependence on on-campus resources, increase reliability and availability of our email, and allow us to take advantage of newer features that Microsoft offers. Please note that only faculty and staff including retirees with email access will be making this transition. Students have been on Microsoft email for over ten years and their email system is not changing. What happens to new email messages addressed to my Baruch.
Your email address will not change. All new incoming email addressed to your existing Baruch. You will know that cutover has happened for you when you receive a final email in your Baruch College mailbox stating where to find new messages addressed to you. To clarify, email sent to your Baruch. Any email sent to your Baruch. Will my email address es change?
Your email address will remain the same firstname. If you have email aliases from previous Baruch email systems or for other reasons those aliases will also be moved over to the new system. Email addresses for departmental and resource accounts will also be mapped from the current Baruch system to the new system.
The system and login credentials you use to access your email will change. You will no longer use your Baruch Username AD account credentials to access your email. You will use your CUNYfirst login credentials firstname. Why is it changing?
Currently, our email client system operates on local servers located at the college. Network congestion, service provider service interruptions, hardware issues, unplanned network outages caused by electrical blackouts, and other circumstances that are out of our control have placed a large strain on our system. This strain has led to more frequent service interruptions than we find acceptable.
Microsoft is developing new features for email in M first and is able to scale for performance and reliability in a way that we cannot. Cloud-based email is the standard for nearly all organizations moving forward and has become the standard way to provide email in higher education. What are the benefits? When will I have access to the new Microsoft Office cloud mailbox? The transition to M will take place in the following stages. At this time your firstname.
From Monday, April 25th, through Tuesday, May 3rd, email will continue to go to your Outlook inbox as we prepare for the transition. This is the time you can configure your personal mobile devices to access your CUNY M mailbox, and you can start copying over calendar events and emails from your Baruch.
On Tuesday, May 3rd after 9am , new email will start flowing into your M mailbox. Your Baruch Outlook mailbox will remain available for reading and moving old email, but it will no longer receive new email. How do I access my Office Cloud Mailbox via the web?
LastName login. Open your Outlook app to view new email. Please note that you will no longer receive mail in your old Baruch mailbox after cutover. You will be able to start accessing the cloud mailbox about 10 days before cutover. You will still be able to access content from the Baruch. You can migrate messages or folders from the Baruch. Drop-in Zoom Sessions: Over the next few weeks, BCTC will be hosting a series of Zoom drop-in sessions that you can join to see a project overview and to have your questions answered.
The dates are being finalized and will be distributed next week. M Transition: Timeline The transition to M will take place in the following stages. While you will use your CUNY credentials to log onto the system, your email address will not change.
It will remain: firstname. From Monday, April 18, through Thursday, April 28, email will continue to go to your Outlook inbox as we prepare for the transition. We will also offer guidance on how to drag and drop your old email and calendar appointments to the new M environment. The Help Desk and facilitators in the Zoom sessions will guide you on how to set up your home computers and mobile devices to access your M mailbox, both with apps and on the web.
On Thursday, April 28, new email will start flowing into your M mailbox. Your Outlook mailbox will remain available for reading and moving old email, but it will no longer receive new email. BCTC will ensure that mailing lists and other resources are available and working properly.
We look forward to seeing you in Zoom and hope you will visit the growing M Transition FAQ page for additional information.
